People With Medicare

It's that time of year again.

Time to think about your Medicare prescription drug coverage.

Medicare plans change every year, and so do your needs. The plan that was right for you in 2008 may not be right for you for 2009.

Each year, you should look at your plan to be sure it's still right for you. Now is the time to consider the plan you're in and make sure it will continue to meet your needs for 2009. Here's what you need to do:

  • Gather your information. Make a list of the drugs you take and the pharmacy, doctors, and other health-care providers you prefer to use.
  • Review the information your plan mails you this fall. You should get this information by October 31. Or you can call them to find out how your plan will change in 2009.
  • Check out the other plans in your area. See if another plan can cover your drugs at a lower cost or with fewer restrictions.
  • Then make a decision.

If you decide to stay with your current plan, you won't need to do anything. If you think you might want to switch to a different plan, this section will help you learn more.

NEXT:Why Should I Switch?